💰 How My Friend Turned ₹2 Lakh Into ₹13,700 Dividend Income With Just 2 Nifty Stocks!
👬 Introduction (Friend-to-Friend Conversation Style)
Raj: "Bro, I keep hearing about dividends, but I don’t get it. People really earn free money just by holding stocks?"
Me: "Exactly, bhai! Dividend is literally the company sharing its profit with you. Think of it as ‘salary without working.’"
Raj: "Arre wah! So, if I want like ₹25,000 every year, where do I even start?"
Me: "Chill, let’s break it down. You don’t even need to search—just two Nifty-related giants, Coal India and Hindustan Zinc, are enough to start the dividend journey!"
📌 The Capital Requirement – How Much to Invest?
To keep it simple, let’s take an example capital of ₹2,00,000 (two lakh rupees).
- Coal India: ₹1,00,000 (approx 260 shares @ ₹384 each)
- Hindustan Zinc: ₹1,00,000 (approx 232 shares @ ₹430 each)
📊 Expected Dividend Income (2025–26 Projection)
Company | Dividend Per Share | Shares | Annual Dividend |
---|---|---|---|
Coal India | ₹26.85 | 260 | ₹6,981 |
Hindustan Zinc | ₹29.00 | 232 | ₹6,728 |
Total Income | — | — | ₹13,709 |
✅ With just ₹2 lakh capital, you pocket ₹13,700 passive income in 1 year (that’s like ₹1,140 per month, free of effort!).
🚀 Why These 2 Stocks?
- Coal India (PSU Giant): India’s largest coal producer, consistent with special + interim dividends.
- Hindustan Zinc (Vedanta Subsidiary): Strong cash flows, one of the most generous dividend-paying companies in India.
- Both have long dividend track records and are part of the Nifty-linked space, which adds trust & stability.
🔑 Final Summary
If you’re starting dividend investing in India and have a budget of ₹2 lakh, a smart mix of Coal India + Hindustan Zinc can fetch you nearly ₹13,700 a year as passive income.
Now imagine—what if you scale it to ₹10 lakh capital? Boom! That’s ₹68,000+ dividends yearly.
📣 Call-To-Action
👉 Want to start your dividend journey?
- Open a Demat account today (Zerodha, Groww, or Upstox).
- Begin with small allocations.
- Reinvest dividends for compounding magic.
💡 Don’t wait for "perfect timing"—start with what you have, and let dividends make money work for you instead of you always working for money!
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